Buying A Home
To many people, the “American Dream” includes owning a home. Though the prospect of buying a home is exciting, it can also seem a bit overwhelming whether it’s your first home or you’re moving to another home. I will help negotiate the best possible terms, deal with purchase agreements, counteroffers, inspections, closing matters and more. I will be there every step of the home-buying process.
Sellers list homes with the help of an agent who acts in that person’s best interests. As a buyer, you want someone that offers the same level of support. With a Buyer’s Agent Agreement, I will represent you as a buyer, giving you the tools necessary to make the most informed purchase. I will point out negative as well as positive features, negotiate in your favor and maintain loyalty to you, helping you find the right home.
Get Pre-Approved/Apply for a Loan
Before starting your home search, I recommend you find out how much home you can afford. A Wisconsin Mortgage Corporation’s Loan Officer can pre-approve your mortgage before you start house hunting. A pre-approval gives you assurance that you can qualify for financing to a maximum purchase price and loan amount. This enables you to write a stronger Offer to Purchase. In a competitive market, this could mean the difference between acceptance of your offer rather than that of another buyer. When you apply for a loan, be sure to get a good faith estimate of your closing costs. To get pre-approved or apply on-line, click here.
Finding a Home
I want to help you find the right home in the right community. That’s why we will consider more than just the elements of the home. We’ll talk about your lifestyle and what is important to you from the importance of school to living near restaurants and shops, to the type of neighborhood.
Next, we will explore what you need and want in a house. Style, lot and house size to bedrooms and baths, we’ll help narrow your search.
When we find homes that match your search criteria, I will schedule a tour to view the houses at your convenience.
Make an Offer
When you find the home that’s right for you, I will help you write an Offer to Purchase and present it to the Seller’s agent.
Order a Home Inspection
Once your offer is accepted, you will put down a deposit to show how serious you are about buying the house. Then, you will want to hire a professional home inspector who sees beyond the “cosmetics” and surveys the entire house, including structure, roof, exterior and major systems (heating, plumbing, cooling, electrical, ventilation, etc.).
Attend Closing Day
Congratulations, today you will become a homeowner! Remember, our full service continues right through the closing day. At the closing, you will settle all the financial details, the title to your new home will be conveyed and you will receive the keys to your new home.
Selling Your Home
Selling a home is more than placing an ad and putting a sign in the yard. I will be here to guide you through the process and help you every step of the way for a successful sale.
Determine the Value of Your Home
Setting the asking price is one of the most important factors when selling your home. I will help you determine the value in today’s market and give you an idea of what your home will sell for. The value of your home will depend on its condition, its location, the time of year and the competition in the area. I will conduct a free, no-obligation Comparative Market Analysis (CMA) of your home, showing you what similar homes in your area have recently sold for as well as those currently on the market, and how long the homes were for sale. To request your free, no-obligation CMA, click here.
Prepare Your Home for Sale
First impressions are so important to attract the most interest. I can make recommendations from enhancing the “curb appeal” of your home to decorating, cleaning, making repairs or complete restaging to give your home a competitive edge, helping it sell quickly while getting the most for it. For my free comprehensive checklist on preparing your home for sale, click here.
Marketing Your Home
More than 94 percent of home buyers start their search on the internet. When you list with Shorewest, I will expose your home to more buyers than any other real estate company, increasing your chances for selling quickly and at the best price.
- Market on shorewest.com, apps, Shorewest.tv and YouTube™
- Share with our 950+ agents who often have buyers looking
- Host open houses
- Advertise on social media and through print
Negotiating Offers and Closing the Sale
I will help you review all offers, write counter offers as needed and take you through to closing, working closely with you and the buyer’s agent ‐ always protecting your best interest.
Whether you’re in the early stages of home shopping; ready to make an offer; or want to refinance an existing home, Shorewest’s affiliate ‐ Wisconsin Mortgage Corporation ‐ is ready to help. They will help you understand the full range of mortgage products and programs at your disposal and help determine which loan options may be best for your financial situation and the type of home you plan to buy.
A pre-approval gives you peace of mind as you search for a home, because you know you will qualify for the pre-approved mortgage amount. To get started, simply complete a Pre-Approval Application. The Pre-Approval Application asks all of the questions needed to be approved for your mortgage loan. Be prepared for questions on employment, income, assets/savings and monthly debts/liabilities. With a lender’s pre-approval letter, sellers know your financing is secure, making your offer stronger and enhancing your ability to negotiate to your advantage.
After you find the right house or property, it’s time to secure financing. Use the Full Application when you’re ready to apply for loan approval. You can save an incomplete application and finish it later.